The SME Loan That Matters: Grow your small business with the Business Cash line from Cash In Asia

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Powered by  Cash IN Asia, every small business deserves a better financial future.

Strict loans in Singapore can be harsh to fledging SMEs registered and operating in Singapore.

Improve the working capital and cash flow of your business with our simple and easy application process for your Cashline today!

Cash IN Asia is the go-to business loan to meet your small business needs in Singapore.


Open a Cash IN Asia account to achieve better  cash flow  for your company in Singapore!

How Business Cashline Helps SMEs Singapore

Government-assisted business loans like the SME Working Capital Loan and Temporary Bridging Loan can sideline enterprises that are just starting out.

Cash IN Asia provides alternate financing options for new companies without the strict guidelines of a Singapore banking business loan application.

Up to $150,000 Business Loan

Our lending solution offers business owners a Cashline of up to S$150,000 to address their most pressing financial needs.

Easy Application through MyInfo Business

Convenience at its best. Our easy onboarding takes only 3 minutes via the Singapore Government’s MyInfo Business.

Fast Cash Disbursement upon Successful Application

Once your application is approved, you can start spending your business loan in as little as 3 hours.

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What is an SME Loan?

An SME loan is a business loan granted to small-to-medium enterprises for commercial reasons.

There are many different types of business loans: some are available for any company purpose (such as managing cash flow or expanding your firm), while others are tailored to specific business needs (such as machinery/equipment financing or property loans).

There are even specific SME loans for start-ups!

The Cash IN Asia Business Cashline is one of the best loan options for your small business due to its versatility and convenience.

Sign up now to experience the benefits of our financing products!


Why Might My Business Loan Be Unsuccessful?

Sometimes, despite all the odds, your business loan application may still be rejected. Unfortunately, you won’t even know until after the application process, which may take weeks!

When applying for SME loans, these are several potential factors that could be preventing your loan from getting approved.

Track Record

Obtaining SME business loans as a start-up can be quite difficult.

To qualify, providers usually require a stellar track record from your business:

  • Businesses need to be operating for at least 6 months
  • Verification of your annual revenue

Business Ownership

It may be more difficult to obtain a business loan if you do not have enough Singaporean/PR shareholders.

Government-assisted business financing is open only to

  • businesses registered in and present in Singapore
  • at least 30% owned by Singaporeans/PRs

Credit Rating

If you have a bad credit score, your standard banks and other financial institutions may refuse your application.

Banks will distrust your ability to repay your loan if you have trouble paying off your credit cards.

Even though it’s for a company loan, your personal credit score impacts the application process of banking institutions.


Take the guesswork out of small business loans with Cash IN Asia’s Business Cashline: instant, straightforward funding for easy transactions!


Create an account today to enjoy the Cash IN Asia experience


  • Up to S$150,000 loan amount
  • Easy application in 3 minutes
  • Access your cash as fast as 3 hours from approval
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