We are Singapore’s First FinTech in Business-to-Business (B2B) Lending Space to be ISO 27001 Certified.

Why SMEs Love Cash-IN-Asia?

3 minutes simple application^
3 hours credit approval^
3 hours fund disbursement^
Annual fees waived
100% digital application
Pay for only what you use

^During Office Hours only

How It Works

01Apply for your free Business Cashline
Cash-IN-Asia’s Business Cashline is a flexible line of credit that business owners can access on demand. Just like a credit card, but at the convenience of your mobile phone.
02Get Approved
Be assessed and approved for Cash-IN-Asia’s Business Cashline.
03Using Cash-IN-Asia’s Business Cashline
Draw down from the approved credit limit by choosing Flexible Payment or Fixed Payment depending on your needs.
04Get Funded
Get cash in your bank within 3 hours.

*Terms and conditions apply.

You only pay when you withdraw

14,000 businesses have closed down in the last few months and several rejected by banks for loans and other grants.

Ease your mind by selecting one of the two Business Cashline & SME Loan repayment solutions created for your needs!

Flexible Payment

Business Cashline solution for short time usages like salary payment or immediate business needs. It’s about giving you the flexibility of taking quick cash financing with repayment within days or weeks with affordable interests to solve your short term cash needs.

Daily interest charge 0.072%
Minimal monthly payment
10% or S$200 whichever is higher
No early repayment fees

Fixed Payment

Business Cashline Solution for longer business needs. Repayment is done monthly, solving bigger cash flow needs, and sustainable growth of your company.

Monthly interest at 1.7%-2%
Choose between
6 or 12 months tenor
No early repayment fees

Get the financing you need with Cash-IN-Asia


Business Reward Program

Build your credit history with us and be rewarded with higher limits and lower rates.

Success Stories

SME Financing Responsible Lender

As responsible lenders, Cash-IN-Asia ensures that clients who apply for financing with business loan & Cashline are able to service the loans on a sustainable basis. We are committed to fair and transparent terms and conditions, allowing clients to compare offers easily, and endeavour to support clients when they encounter repayment difficulties. We are here to provide all the financial assistance you need.

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